FAQs
Below are some Frequently Asked Questions we receive.
For immediate credit consideration fill out this form or call us at 1-866-288-6273.
For additional questions, contact us or call us at 1-866-288-6273.
Q: Why buy from us?
As a division of the Vinart Dealerships – Lehigh Valley Acura Honda Hyundai Suzuki, you can buy with the confidence in knowing that your application is being handled by experienced, professional automotive finance managers. We’ve been in business for over 25 years in the Lehigh Valley. We’ve built our reputation by selling quality new and used cars. We are in business to establish long term relationships with our customers.
Q: Is LehighValleyAutoCredit.com associated with a “Buy Here Pay Here” car dealership?
No. All auto financing we arrange on behalf of our customers is done through our enormous network of banks, credit unions and other financial institutions. Because we have been in business for over 25 years, we have a lot of long standing relationships with these lenders which means our customers get the best rates and best service in the industry
Q: My credit is less than perfect. Will buying a car help to rebuild my credit?
Absolutely! Financing the purchase of an automobile is one of the fastest ways to increase your credit score. Every time you make an on time payment, credit rating agencies take note and that helps to boost your credit score.
Q: Will I need a large down payment?
In most cases: No. However, it depends on the amount you’re financing versus the book value of the vehicle you are purchasing. At that point, how much a bank is willing to lend is dependent upon your credit score.
Q: Can I use my trade in as a down payment?
Yes as long as your have equity in your trade.
Q: Will my information be shared with anyone?
Your credit and personal information is secure and will only be shared with the banks that are considering your application for a loan.
Q: How is my personal information protected?
We comply with all Federal, State and Local laws pertaining to personal information and privacy including the customer information “Safeguards Rule” that is part of the Gramm-Leach Bliley Act.
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